2026 Heating & Cooling Bill + 15-Year Heat Pump Lifespan Study

Comparing 2,000 Sq Ft Annual Thermal Operating Costs Across 69 North American Jurisdictions

# State / Province Elec Rate Heat Pump / Yr Gas Furnace / Yr Baseboard / Yr 15-Yr HP Savings
1 Alabama (AL) 16.2¢/kWh $485/yr $572/yr $1,315/yr +$8,850
2 Alaska (AK) 28.8¢/kWh $2,339/yr $1,358/yr $7,243/yr +$69,960
3 Arizona (AZ) 15.4¢/kWh $418/yr $495/yr $976/yr +$4,770
4 Arkansas (AR) 14.3¢/kWh $475/yr $543/yr $1,328/yr +$9,195
5 California (CA) 34.7¢/kWh $791/yr $667/yr $2,176/yr +$17,175
6 Colorado (CO) 17.1¢/kWh $883/yr $761/yr $2,665/yr +$23,130
7 Connecticut (CT) 24.3¢/kWh $1,174/yr $1,051/yr $3,543/yr +$31,935
8 Delaware (DE) 19.3¢/kWh $783/yr $770/yr $2,307/yr +$19,260
9 District of Columbia (DC) 24¢/kWh $923/yr $788/yr $2,678/yr +$22,725
10 Florida (FL) 16¢/kWh $322/yr $401/yr $688/yr +$1,890
11 Georgia (GA) 14.8¢/kWh $445/yr $548/yr $1,221/yr +$8,040
12 Hawaii (HI) 52.7¢/kWh $976/yr $1,156/yr $1,812/yr +$8,940
13 Idaho (ID) 12.8¢/kWh $684/yr $712/yr $2,077/yr +$17,295
14 Illinois (IL) 16.4¢/kWh $847/yr $764/yr $2,541/yr +$21,810
15 Indiana (IN) 16.1¢/kWh $783/yr $734/yr $2,340/yr +$19,755
16 Iowa (IA) 13.8¢/kWh $786/yr $783/yr $2,369/yr +$20,145
17 Kansas (KS) 14.5¢/kWh $636/yr $650/yr $1,849/yr +$14,595
18 Kentucky (KY) 14.2¢/kWh $566/yr $627/yr $1,649/yr +$12,645
19 Louisiana (LA) 12.9¢/kWh $314/yr $381/yr $778/yr +$3,360
20 Maine (ME) 31¢/kWh $1,921/yr $1,413/yr $5,890/yr +$55,935
21 Maryland (MD) 21¢/kWh $874/yr $808/yr $2,570/yr +$21,840
22 Massachusetts (MA) 31.2¢/kWh $1,597/yr $1,245/yr $4,840/yr +$45,045
23 Michigan (MI) 20.1¢/kWh $1,111/yr $804/yr $3,370/yr +$30,285
24 Minnesota (MN) 15.6¢/kWh $1,044/yr $922/yr $3,184/yr +$28,500
25 Mississippi (MS) 14.2¢/kWh $394/yr $460/yr $1,047/yr +$6,195
26 Missouri (MO) 13.2¢/kWh $594/yr $688/yr $1,738/yr +$13,560
27 Montana (MT) 13.5¢/kWh $860/yr $848/yr $2,635/yr +$23,025
28 Nebraska (NE) 12.6¢/kWh $676/yr $735/yr $2,024/yr +$16,620
29 Nevada (NV) 13.1¢/kWh $466/yr $562/yr $1,271/yr +$8,475
30 New Hampshire (NH) 26.2¢/kWh $1,532/yr $1,297/yr $4,677/yr +$43,575
31 New Jersey (NJ) 23.1¢/kWh $1,035/yr $841/yr $3,079/yr +$27,060
32 New Mexico (NM) 15.1¢/kWh $578/yr $560/yr $1,679/yr +$12,915
33 New York (NY) 28¢/kWh $1,382/yr $1,053/yr $4,164/yr +$38,130
34 North Carolina (NC) 14.4¢/kWh $478/yr $578/yr $1,350/yr +$9,480
35 North Dakota (ND) 11.8¢/kWh $860/yr $941/yr $2,632/yr +$22,980
36 Ohio (OH) 18¢/kWh $868/yr $746/yr $2,603/yr +$22,425
37 Oklahoma (OK) 13.4¢/kWh $494/yr $554/yr $1,380/yr +$9,690
38 Oregon (OR) 15.2¢/kWh $586/yr $633/yr $1,777/yr +$14,265
39 Pennsylvania (PA) 20¢/kWh $967/yr $847/yr $2,907/yr +$25,500
40 Rhode Island (RI) 30.1¢/kWh $1,456/yr $1,137/yr $4,407/yr +$40,665
41 South Carolina (SC) 15.1¢/kWh $434/yr $521/yr $1,170/yr +$7,440
42 South Dakota (SD) 14¢/kWh $880/yr $843/yr $2,668/yr +$23,220
43 Tennessee (TN) 13.5¢/kWh $484/yr $571/yr $1,379/yr +$9,825
44 Texas (TX) 16¢/kWh $434/yr $467/yr $1,087/yr +$6,195
45 Utah (UT) 13.2¢/kWh $641/yr $669/yr $1,903/yr +$15,330
46 Vermont (VT) 23.4¢/kWh $1,463/yr $1,342/yr $4,482/yr +$41,685
47 Virginia (VA) 16¢/kWh $610/yr $676/yr $1,776/yr +$13,890
48 Washington (WA) 14¢/kWh $573/yr $651/yr $1,747/yr +$14,010
49 West Virginia (WV) 15.2¢/kWh $669/yr $707/yr $1,996/yr +$16,305
50 Wisconsin (WI) 18¢/kWh $1,095/yr $872/yr $3,336/yr +$30,015
51 Wyoming (WY) 13.1¢/kWh $826/yr $838/yr $2,528/yr +$21,930
52 Puerto Rico (PR) 29.5¢/kWh $561/yr $673/yr $1,009/yr +$3,120
53 Guam (GU) 34¢/kWh $689/yr $827/yr $1,240/yr +$4,665
54 U.S. Virgin Islands (VI) 38¢/kWh $738/yr $886/yr $1,328/yr +$5,250
55 Northern Mariana Islands (MP) 33¢/kWh $655/yr $786/yr $1,179/yr +$4,260
56 American Samoa (AS) 36¢/kWh $699/yr $839/yr $1,259/yr +$4,800
57 Alberta (AB) 22.9¢/kWh $1,676/yr $981/yr $5,169/yr +$48,795
58 British Columbia (BC) 11.8¢/kWh $520/yr $668/yr $1,594/yr +$12,510
59 Manitoba (MB) 10.6¢/kWh $877/yr $1,121/yr $2,695/yr +$23,670
60 New Brunswick (NB) 15.4¢/kWh $1,022/yr $1,258/yr $3,143/yr +$28,215
61 Newfoundland and Labrador (NL) 15.8¢/kWh $1,091/yr $1,389/yr $3,367/yr +$30,540
62 Nova Scotia (NS) 19.1¢/kWh $1,145/yr $1,189/yr $3,520/yr +$32,025
63 Northwest Territories (NT) 29.5¢/kWh $3,337/yr $2,735/yr $10,331/yr +$101,310
64 Nunavut (NU) 35.4¢/kWh $4,642/yr $3,619/yr $14,385/yr +$142,545
65 Ontario (ON) 17¢/kWh $1,014/yr $937/yr $3,088/yr +$27,510
66 Prince Edward Island (PE) 19.7¢/kWh $1,258/yr $1,310/yr $3,870/yr +$35,580
67 Quebec (QC) 8.3¢/kWh $550/yr $1,091/yr $1,684/yr +$13,410
68 Saskatchewan (SK) 18.6¢/kWh $1,519/yr $1,093/yr $4,674/yr +$43,725
69 Yukon (YT) 21¢/kWh $2,140/yr $2,285/yr $6,627/yr +$63,705