How much does it cost to heat and cool a 2,000 sq ft home in Pennsylvania?

In Pennsylvania (20¢/kWh via PECO / PPL Electric (PA PUC)), a 2,000 sq ft home averages $967/year ($81/month) with a high-efficiency heat pump, $847/year with a natural gas furnace and central AC, and $2,907/year with electric baseboards.

Are heat pumps cheaper to run than gas furnaces in Pennsylvania?

At Pennsylvania's natural gas rate of $1.48/therm, the economic break-even electricity price for a COP 3.1 heat pump is 17.0¢/kWh. Comparing this against Pennsylvania's residential electricity rate of 20¢/kWh determines annual operating savings.

Pennsylvania Heating & Cooling Cost Calculator (2026)

2,000 Sq Ft Heat Pump Bill

$81/mo

PA Electricity / Gas Rate

20¢ / $1.48

15-Yr Savings vs Baseboard

+$25,500

Pennsylvania Annual Heating & Cooling Bills by Home Size

In Pennsylvania, a 2,000 sq ft home averages $967/year ($81/mo) using a cold-climate heat pump ($897/yr winter heating + $69/yr summer cooling), compared to $847/year with a natural gas furnace and $2,907/year with electric baseboards.

Home Size	Heat Pump (COP 3.1)	Gas Furnace + AC	Baseboard + Window AC	15-Yr Heat Pump Savings
1,000 Sq Ft	$483/yr ($40/mo)	$423/yr ($35/mo)	$1,453/yr ($121/mo)	+$10,950
1,500 Sq Ft	$725/yr ($60/mo)	$635/yr ($53/mo)	$2,180/yr ($182/mo)	+$18,225
2,000 Sq Ft	$967/yr ($81/mo)	$847/yr ($71/mo)	$2,907/yr ($242/mo)	+$25,500
2,500 Sq Ft	$1,208/yr ($101/mo)	$1,058/yr ($88/mo)	$3,633/yr ($303/mo)	+$32,775
3,000 Sq Ft	$1,450/yr ($121/mo)	$1,270/yr ($106/mo)	$4,360/yr ($363/mo)	+$40,050
3,500 Sq Ft	$1,692/yr ($141/mo)	$1,482/yr ($124/mo)	$5,087/yr ($424/mo)	+$47,325

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Verify 2026 Federal 25C Tax Credit & PECO / PPL Electric (PA PUC) rebate eligibility and compare turnkey contractor pricing for a 3.0-Ton system (2,000 sq ft).

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